While it’s never too late to start saving for your retirement, it’s never too early to start thinking about a pension either. It is a complex subject, but our pension experts can help you make sense of it all. By taking a look at your pension provisions now, you can help ensure you have a comfortable retirement to look forward to.
Your pension is one of the most important investment decisions you’ll make in your lifetime. And yet, it is one of those things that we can all put off. It might help you to think of it as a long-term investment.
The key point to remember is the earlier you start paying into a pension, the better. The longer your savings have to grow, the bigger your pension is likely to be and the higher your retirement income will be. If your pension is big enough, you may even be able to retire early.
Our experts are on hand to help you make the right decision and maximise your finances in retirement. Here are just some of the areas we can help you with:
- If you are just starting out in your career, we can help you decide which type of pension is right for you and work out how much you can afford to invest on a regular basis.
- If you have moved jobs a few times already and have several different pension plans with different providers, we can review how well your pensions are performing and determine if they will meet your needs.
- If your pension isn’t meeting expectations or you have a number of small pension pots, we’ll find out whether a pension transfer would be suitable for you.
- If you are nearing retirement, we’ll review how your pension funds are invested and look at the choices available to you when you retire.
When you come to us for pensions advice, we’ll use independent advice to help you understand your options, make sense of all the different policies you’ve taken out over the years and bring them together to work for you.
Our financial advisers and pensions experts are here to give you peace of mind and allow you to enjoy life right up to and beyond your chosen retirement date.