Pensions & Retirement Planning

While it is never too late to start saving for your retirement, it is never too early to start thinking about retirement either. It is a complex subject, but our experts can help you make sense of it all. By looking at your retirement provisions now, you can help ensure you have a comfortable retirement to look forward to.

Pension Planning

Your pension is one of the most important investment decisions you will make in your lifetime. It might help you to think of it as a long-term investment.

The key point to remember is the earlier you start paying into a pension, the better. The longer your savings have to grow, the bigger your pension is likely to be and the higher your retirement income could be. If your pension is big enough, you may even be able to retire early.

Our experts are on hand to help you make the right decision and maximise your finances in retirement. Here are just some of the areas we can help you with:

If you are just starting out in your career, we can help you decide which type of pension is right for you and work out how much you can afford to invest on a regular basis.


If you have moved jobs a few times already and have several different pension plans with different providers, we can review how well your pensions are performing and determine if they will meet your needs.


If your pension is not meeting expectations or you have several small pension pots, we will find out whether a pension switch would be suitable for you.


If you are nearing retirement, we will review how your pension funds are invested and look at the choices available to you when you retire.


When you come to us for pensions advice, we will use independent advice to help you understand your options, make sense of all the different policies you have taken out over the years and bring them together to work for you.

Retirement Planning

Our financial advisers are here to give you peace of mind and allow you to enjoy life right up to and beyond your chosen retirement date.

During the retirement planning process, we identify your objectives, time scale and large expenses. We help develop a strategy of how best to structure withdrawals and which plans to access first.

As part of the retirement planning process, we consider how investments and cash holdings can be used as part of retirement planning to help come up with the most efficient income / withdrawal strategy.

Over the years different legislation has come in to force which can make planning for retirement a complex area. Our advisers try to simplify your options and will aim to identify a retirement strategy to meet your objectives.

Arrange A No-Obligation Consultation With Our Advisory Team

Whether it’s an updated will or investment planning, we’re proud to have experts in each area of financial advice. We’re looking forward to helping you.